Every result shown after inflation
Every money question, one number away.
35 free calculators that show what your money is really worth, future value, take-home, retirement, all adjusted for inflation. No sign-up, nothing stored.
Sourced data · BLS · ONS · MoSPIOpen formulasNo account needed
SIP Calculator
Live preview · try it
Monthly investment₹25,000
For15 years
What other calculators show
₹1.25 Cr
What it actually buys
₹52.11 L
Real value kept−₹72.78 L lost to inflation
or start from a goal
Grow my moneySIP · lumpsum · compound interest · FDBuy a home or pay off debtmortgage · EMI · loan payoffPlan for retirementretirement · FIRE · pensionUnderstand my taxesincome tax · take-home pay · VAT/GSTBeat inflationinflation · buying power · future value
Sourced inflation data (BLS · ONS · MoSPI) · open formulas · no account, nothing stored
Why TheFinancePlans
Most calculators lie by omission.
They hand you a big future number and stop. But what looks like a fortune in 20 years won’t buy what it does today. Every tool here shows the real, after-inflation number next to the headline, so you plan with the truth.
- Real vs nominal, side by side. See the money lost to inflation on every result.
- Your currency, your defaults. Inflation rates pre-set for your country.
- Open formulas, nothing stored. No account, no tracking, no saved data.
What ₹1,00,00,000 in 20 years really buys
₹55,36,758
55% kept45% eroded @ 6%
35
free calculators
6
currencies & regions
Popular calculators
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Learn the concepts
All guidesFrequently asked questions
Buying power is how much your money can actually buy. As prices rise, the same dollar, pound, or rupee buys less than it used to. TheFinancePlans shows every future amount two ways: the number on paper, and what it will really buy. So you can see what inflation takes away.
The big number looks better. A calculator that promises $1,000,000 for retirement sounds great, until you learn that after 30 years of 3% inflation it only buys what about $412,000 buys today. Most tools show you the big number. We show you both.
Your headline return is the percentage your investment grew by. Your real return is what's left after inflation, so it shows whether your buying power actually went up. A 10% return with 6% inflation is really closer to 3.77% growth in what you can buy.
Retirement is decades away, so even small inflation adds up fast. At 4% inflation, the cost of living roughly doubles every 18 years. So the savings that would feel comfortable today may need to be 2 to 3 times larger by the time you retire. Our FIRE and retirement calculators show you this directly.
Yes. Every calculator supports USD, GBP, EUR, INR, CAD, and AUD. Your currency is detected automatically and you can switch it instantly from the header, no reload, and sensible local defaults for inflation and returns come with it.
Every tool here shows three numbers side by side: your future amount, what it will actually buy in today's money, and how much buying power inflation takes away. That's the whole point. Most other planning tools only show you the big number on paper.
Stop guessing. Start planning with the real number.
Pick a question, get an inflation-honest answer in seconds. Free forever, no account.