Target Corpus Calculator

It's the total savings you need on a future date to pay for a specific goal: retirement, a home, college, or simply living on what $1M buys today. The calculator works backwards from your goal and tells you the monthly SIP, step-up plan, or one-time lumpsum you need to get there.

You have four levers. Give yourself more time (compounding does more of the work), aim for a slightly higher return (for example by holding more equity), step the SIP up by 5 to 10% a year as your salary grows, or accept a smaller goal. The calculator updates instantly as you change any input, so you can find a plan that's actually within reach.

If you want to live on what $1,000,000 buys today, prices will have risen by the time you get there in 25 years. The calculator first converts your goal into a future amount, then works out how much you need to invest.